Rates

Account Rates

  Savings Account

    	Account
      	Details
    
    	Regular Savings 
      	Minimum required to earn dividends $100.00.  APR*: 0.25%   APY**: 0.25%
    
    	VISA Secured Savings
      	Does not earn dividends
    
    	Secondary Savings
      	Minimum required to earn dividends $100.00.  APR*: 0.25%  APY**: 0.25%
    
    	Youth Savings:  (age 18 and under, includes UTTM)
      	$0.00 - $20.00 APR*: 0.00% APY** 0.00% 

   $20.01 - $10,000.00 APR*: 0.65% APY** 0.65% 

      $10,000.01 and over APR*: 0.10% APY** 0.10%
    
    	Christmas and Vacation Club
      	No minimum required to earn dividends.  APR*:  0.25%   APY**:  0.25%
      	
    	Traditional and Roth IRAs
      	$0.00 - $50,000 APR*: 1.00% APY** 1.00% 

   $50,000.01 - $100,000.00 APR*: 1.20% APY** 1.20% 

      $100,000.01 - $200,000.00 APR*: 1.39% APY** 1.40%

      $200,000.01 and over APR*: 1.59% APY** 1.60%
      	
    	HSAs
      	No minimum required to earn dividends.  APR*:  0.25%   APY**:  0.25%
      	
    	Term Share Certificates & IRAs
      	 6-month term – $2,500.00 minimum – APR*:  2.24%   APY**:  2.25%

12-month term – $2,500.00 minimum – APR*:  3.00%   APY**:  3.00%
18-month term – $2,500.00 minimum – APR*:  2.75%   APY**:  2.75%
24-month term – $2,500.00 minimum – APR*:  2.50%   APY**:  2.50%
      	
    	Term Share Certificates
      	 6-month term – $500.00 minimum – APR*:  0.50%   APY**:  0.50%

12-month term – $500.00 minimum – APR*:  0.75%   APY**:  0.75%
      	
Rates and Terms subject to change without notice.

  Checking Account

    	Account
      	Details
    
  Elite High-Yield Checking 
      	$0.00 – $25,000.00 – 0.00%

$25,000.01 – 100,000.00 – APR*:  0.30%   APY**:  0.30%

$100,000.01 – 200,000.00 – APR*:  0.40%   APY**:  0.40%

$200,000.01 and up – APR*:  0.50%   APY**:  0.50%      
    
Rates and Terms subject to change without notice.

Loan Rates

Contact one of our loan specialists for actual rates – relationship pricing discount may apply.